Loan App in Nigeria

Most loan apps in Nigeria come with high interest rates. Some with hidden charges that make borrowing more frustrating than helpful. Those are not the kind of apps you want to depend on, especially when you need urgent money and loan for an emergency.

If you’ve ever been in a situation where you urgently needed cash, you will know how critical it is to have a trustworthy loan app in your phone—one that actually helps you instead of trapping you in debt.

But here’s the big question: with so many loan apps in Nigeria, how do you find the ones that are secure, licensed, and reliable?

What are CBN-approved loan apps that protect your data and offer flexible repayment?
What are loan apps without BVN or collateral that still enjoy fair terms?

That’s exactly what we cover here on NaijaLoanApp. We review the best loan apps in Nigeria, compare interest rates, highlight CBN-approved lenders, and expose apps you should avoid. Our goal is simple: to help you find the safest, most reliable, and most affordable loan apps in 2025.

• 9jacash App

Loan app that start with A

• Acecredit
• Aceloan
• Aella App
• Aibanc Mobile App
• Aje Homes
• Ajeloan Apps
• Ajomoni Apps
• Alend App
• Alikash
• Allawee App
• Antpay App
• Appcredit App

Loan app that start with B

• Beta Finance App
• Beta Naira App
• Best Cash App
• Bimzukash App
• Blackcopper App
• Blazeloan App
• Boomcash App
• Boost Lending
• Busiyard Credit App

Loan app that start with C

• C Loan App
• Capitalwise Payment Web App
• Carbon App
• Care Credit App
• Care Finance App
• Cash9ja App
• Cashadvance App
• Cashbus App
• Cashgo App
• Cashlion Apps
• Cashop App
• Cashrun
• Cashwise Loan App
• Cashx App
• Caycredit App
• Century App
• Cheddar App
• Check Loan Apps
• Clan App
• Correctloan App
• Cowry Bank App
• Cowry Pay App
• Cowry Wealth App
• Craft App
• Crancash App
• Credible Loan App
• Credit 365 App
• Credit Cube App
• Credit Pocket
• Credit Wallet App
• Creditbag App
• Creditfast App
• Creditflex App
• Creditgo App
• Creditease App
• Creditfast App
• Creditinn.com.ng
• Creditjet-Safe & Fast Loan App
• Creditmax App
• Credit-Moi App
• Creditnow Apps
• Credlock Bussiness App
• Credlock Pay App
• Crednow App
• Crimson App
• Csense App
• CREDITPLUS App

Loan app that start with D

• Daneizo Credit
• Distro Kash App
• Docredit
• Dohcash
• Dokucredit App
• Dotbank App

Loan app that start with E

• E4moni App
• Eager Loan App
• Easemoni Apps
• Ease Cash App
• Easylend App
• Easynaira App
• Easyfund App
• Easykash App
• Easy Money Loan App
• Echoloan App
• Ecopay App
• Edonenter App
• Egoeasy App
• Egretcash App
• Egretlend App
• Elephant App
• Extra Cash App

Loan app that start with F

• Factorwise App
• Fairmoney App
• Fastcash App
• Fastkash App
• Fegsol App
• Fewchore Pay App
• Fillmore App
• Fincredit App
• Fineset Limited
• Finkash App
• Finserve App
• Firmus Monie App
• Firstcredit App
• Firstloan App
• Flame Loan App
• Flashalart
• Flashcredit
• Flash Loan App
• Flash Silver App
• Flickwheel App
• Flexi Cash App
• Flexivault App
• Float -Cash App
• Floatr App
• Fortune Treasure App
• Fulcrummoney App
• Futurecash App

Loan app that start with G

• Getcredit App
• Getnaira App
• Go Loan App
• Gocash App
• Gold Source App
• Gomoni App
• Goose Wallet
• Gosling App
• Grand Naira App
• Greencredit App
• Grit-Tech Loan App
• Guarantee Loan App

Loan app that start with H

• Halowallet App
• Happycredit App
• Happyego App
• Happyloan App
• Hatchpay App
• Hawkleap-Credit Loan App
• Hcash Apps
• Hcwallet
• Hi Credit App
• Hifund App
• Hikash
• Hizo.africa
• Hover Loan App
• Hubcash App

Loan app that start with I

• Icredit App
• Ik Credit App
• Ikashpro App
• iiimoney-Fast Cash Loan App
• Imoney App
• Instantcred App
• Instantloan App
• Instant Loan App
• Irorun Mobile App
• Irorun Web
• Iustus
• Ivy Credit App

Loan app that start with J

• Jara Cash App

Loan app that start with K

• Kashcash Apps
• Kashflex App
• Kashkredit App
• Kashloan App
• Kashnow Apps
• Kashon
• Kashout
• Kashvault App
• Kero Fast Cash App
• KiaKia P2P App
• Kiya App
• Kkcash
• Kliksave App
• Klump App
• Koins by Primera App
• Kobogo App
• Korrect Kash App
• Kulu App
• Kwikpay Credit App
• Kwikvault App

Loan app that start with L

• Lairaplus
• Large Naira App
• Lcash
• Lb Cash App
• Lb Credit App
• Lcredit
• Leapcredit App
• Lend Joint App
• Lend Safe App
• Lendify App
• Lendocredit Merchant Lending App
• Lendocredit Nano Lending App
• Lendplus App
• Lendquick App
• Lendswap App
• Lendu App
• Lendwise App
• Libertycred App
• Linkcredit
• Lioncash
• Loannaira
• Loannow App
• Loanmate App
• Loanstar App
• Loantech App
• Lumosloan Apps
• Luckyego App
• Lumocash-Instant Loan App

Loan app that start with M

• Maxmoni App
• Mcash App
• Menacred App
• Micromoney App
• Minioma App
• Mintcredit
• Money 99-Safe & Fast Cash App
• Money in Minutes App
• Money Solve App
• Money Tap App
• Mona App
• Mona Finance App
• Moniepot
• Moni App
• Moniemize App
• Moniestream App
• Moniloan App
• My Cash
• Myhives App

Loan app that start with N

• Naijaease App
• Nairaboost App
• Nairabox App
• Nairago App
• Nairamax App
• Naira Cup App
• Naira Exp App
• Nairapocket App
• Nairaplus App
• Nairavault App
• Near Money App
• Newcash
• Newlending App
• Nicecredit App
• Nicenaira App
• Nicenaira Plus App
• Nicekash App
• Nikdel Fast Cash App
• Nikdel Loans App
• Ninecash-Quick Money App
• Nolt App
• Nowcredit App

Loan app that start with O

• Okadacash App
• Okadanaira
• Okadaloan App
• Okash Easemoni Apps
• Okilo Loan App
• Okilocash
• Oklin Credit Loan App
• Ola Credit App
• Omafin App
• Omnikash App
• Onenaira App
• Opp Cash App
• Owocredit App
• Oxymon App

Loan app that start with P

• P2Vest App
• Palmcash App
• Palmcredit Plus App
• Papkash
• Paycredit App
• Payday Loan App
• Paylater App
• Paypoint App
• Penaid.ng
• Pennee App
• Phastmoney App
• Picknaira App
• Pitch Credit App
• Pivo App
• Pocash App
• Pocketfuel App
• Ponycash App
• Powerkash
• Prime Pay Apps
• Primecash App
• Procash
• Provest App
• Pure Cash App
• Purple-Pearl App

Loan app that start with Q

• Qcash
• Quickacess Loan App
• Quickash App
• Quickcheck App
• Quick Credit App
• Quickcred Bnpl Loan App
• Quickcred Personal Loan App
• Quickcred Salary Loan App
• Quickego App
• Quickmoni App
• Quickteller App

Loan app that start with R

• Rapidalar
• Rapidfund App
• Rapidlend App
• Rapidloans
• Rapidnaira App
• Rexafrica App
• Renmoney Instant Cash Loan
• Rentmata App
• Ripples Finance App
• Rocketlend-Fastmoney App
• Rocket Loan App
• Rockit App
• Royalcredit App
• Rushcredit App

Loan app that start with S

• Sapa Jump App
• Savingsbox App
• Secucash App
• Seedfi App
• Shara App
• Sharp Collect App
• Sigmamoney Loan App
• Silkloan-Quickcash Loan App
• Sixth Penguin Loan App
• Smartnaira App
• Snappy Credit Apps
• Snowpay App
• Spendmoney App
• Starcash App
• Stash App
• Stream Sapa App
• Sunbay Credit Loan App
• Sunnycredit App
• Superwallet App
• Surecredit App
• Surefund App
• Sweet Credit App
• Swifcredit
• Swiftecho App
• Swift Naira Loan App
• Swiftkash
• Swifund App
• Sycamore App

Loan app that start with T

• Tap Cash
• Tcredit App
• Tifi Slice-Fast Cash Loan App
• Tiger Credit
• Tloan App
• Togain App
• Tokcash Loan App
• Top Credit App
• Topcredit.com.ng
• Tractionapp App
• Trivista App
• True Money App
• Truemoney App
• Truenaira App
• Trustkash App
• Trustloan App
• Trustnaira App
• Trusty App
• Twaleloan App

Loan app that start with U

• Uc Salary Loan
• Uniquejmk App
• Urgent10k App
• Urgent Money App
• Urkash

Loan app that start with V

• Veend App
• Vibecash App
• Vibecredit App
• vidus loan app
• Vkash Apps

Loan app that start with W

• Wakacash App
• Warm Lending App
• Wayacredit App
• Wekash App
• Welend App

Loan app that start with X

• X-Oravest Capital Loan App

Loan app that start with Y

• Yanzu Afrika App
• Yanzu Kredit App
• Yescredit App
• Yesloan App

Loan app that start with Z

• Zcash
• Zelia App
• Zemcash App
• Zoomcash App
• Zuvy.co

The listed apps are some of the available loan app(s) in Nigeria. If you want to borrow money from the above loan app, you need to copy the app to the Google Play Store and download it. Before you download, make sure you go through the app users’ ratings, reviews, and terms.

See Also: Full list of Loan Apps Without Face Verification in Nigeria 2025

Top Recommended Loan Apps in Nigeria 2025

Not all loan apps are the same. Some are faster, some offer bigger amounts, while others are better for longer repayment terms. To save you the stress, here are our top picks for 2025:

1. Renmoney

2. Carbon

3. FairMoney

4. Branch

5. Aella Credit

6. QuickCheck

7. EaseMoni

8. Palmcredit

9. Okash (Opay)

10. PalmPay Loan

Read more: 30 Best Loan App in Nigeria 2025 Review

Loan Apps Without BVN in Nigeria

Sometimes you may need a loan, but you don’t want to share your BVN. The good news is, there are loan apps in Nigeria that don’t require your BVN.

Although the amounts may be smaller, they’re a lifesaver when you just need quick cash without too many requirements.

Read our guide on Loan Apps Without BVN in Nigeria 2025.

Loan Calculator in Nigeria

Before you borrow, it’s smart to know exactly how much you’ll be repaying. That’s why we created a simple loan calculator. You just need to enter your loan amount, interest rate, and repayment duration, and you’ll get the figures instantly.

Try the Loan Calculator.