Hello, welcome to naijaloanapp.com.ng. In this article, I’m going to show you how to check your BVN number on the OPay app.

If you are looking for how to check BVN on OPay, you’re at the right place. Many people use OPay for daily transactions, and sometimes we may need quick access to our BVN without the need to go to the bank or use the BVN USSD code.

In this guide, I’m going to walk you through the step-by-step guide on how to check your BVN on the OPay app. We will also consider the alternative method we can use to check our BVN using the USSD code. I’ll also share common issues and tips for keeping your BVN safe.

What is BVN, and why is it important?

Our Bank Verification Number (BVN) is the 11-digit identification number issued by the Central Bank of Nigeria (CBN). BVN is a part of financial security measures given to every bank account holder in Nigeria.

These numbers remain the same throughout your lifetime even if you open multiple accounts with different banks.

Why the BVN Is Important

• Fraud Prevention: The BVN helps the bank to protect its customers from identity theft and unauthorized transactions.
• Seamless Banking: It links all your accounts together, so banks can easily verify your identity without repeated documentation.
• Loan Applications: BVN is required for loan services in most financial institutions in Nigeria before they can approve your loan.
• Digital Transactions: Most mobile banking apps, fintech wallets like OPay, and online payment platforms require a BVN for full account functionality.
• Regulatory Compliance: The CBN mandates BVN for all bank accounts, so it’s a legal requirement, not an option.

Without a BVN, you won’t be able to:

• Have a functional bank account.
• Perform certain transactions on your account.
• Access digital financial services like online transfers, mobile payments, or investment platforms.

Your BVN is the key for safe and secure banking in Nigeria. Knowing how to check it quickly, especially through convenient apps like OPay, can save you a lot of stress.

See Also: Opay Transaction History: How to Delete Your Opay Transaction History in 2025

Can You Check BVN on OPay?

Yes, OPay has made it easy for verified customers to check their BVN within the app. This can be useful if you quickly need your BVN for online transactions, loan applications, or account verification.

To check your BVN, you need to log into the OPay app and go to your profile section; there you will see your BVN displayed alongside your account details.

But, there’s a small catch: because of security reasons, the BVN that will display in the Opay app is often partially hidden with asterisks (for example: 22******45).

This masking is done to protect your sensitive banking information from unauthorized access, especially if someone else gains temporary access to your phone or app.

If you need your full BVN number, you’ll have to use the universal BVN USSD code *565*0#, which works on all mobile networks in Nigeria.

Make sure you dial it from the same phone number you used for your OPay account.

Requirements to Check BVN on OPay

Before you can check your BVN on the OPay app, you need to have the following:

1. An Active OPay Account: You must have a registered and active OPay account. If your account is still at the basic level (unverified), you may not be able to view your BVN.
2. The Phone Number Linked to Your OPay Account: Your BVN is tied to a specific phone number you used during the registration. Make sure you have access to that same phone number you used in your OPay account and your BVN creation.
3. The Latest Version of the OPay App: You need to have the latest version of the OPay app. Make sure to update your OPay app from the Google Play Store or Apple App Store to the latest version. This ensures you have the most recent features and security updates, which help in retrieving your BVN without glitches.
4. Stable Internet Connection: you need to log in to check your BVN, so you’ll need a stable internet connection to log in and access your profile details.

The above requirement is necessary when you want to check your BVN with the Opay app.

How to Check Your BVN on the OPay App

The first thing you need to do is open up your OPay app and make sure you are logged in to your account.

Once you are in, head over to your profile. On your profile page, you will see your account information, and right under there you will find your BVN.

However, there’s one thing you should know: You won’t be able to see your complete BVN. It will be blurred out with asterisks.

If that happens, here is what you should do:

1. Open up your phone’s dialer.
2. Type in this code: *565*0#.
3. Dial the code using the same phone number you used to register for OPay and BVN.
4. Sometimes you will be asked to enter your date of birth.
5. Once you enter it correctly, you will see your BVN number displayed.

That is how you can check your BVN.

Common Issues When Checking BVN on OPay (and Fixes)

Checking your Bank Verification Number (BVN) on OPay can be a straightforward process, but there are times when you may run into small issues. Here are some common problems and quick solutions:

1. BVN Not Showing in the OPay App
   • Possible Cause: Your OPay account might not be fully verified. Without full verification, the app may not display your BVN for security reasons.
   • Fix: Complete your account KYC verification by submitting your ID card and other required details in the OPay app’s verification section. Once approved, your BVN should appear under your profile.
2. USSD Code (*565*0#) Not Working
   • Possible Cause: You might be dialing the code from the phone number that is not linked to your BVN.
   • Fix: Ensure you use the same phone number that you used when you registered for BVN. If you have multiple SIM cards, try each one to see which is linked to your BVN.

By understanding the above common problems and solutions, you’ll be able to retrieve your BVN from OPay or through the USSD method without stress.

See Also: How to Borrow Money from OPay 2025

Security Tips for Checking BVN

Your BVN is a sensitive piece of banking information, and if it falls into the wrong hands, it could be used for fraudulent activities. Here are some important safety tips to keep in mind when checking your BVN on OPay or anywhere else:

1. Never Share Your BVN Publicly or with Strangers: Only provide your BVN when requested by your bank or other legitimate financial institutions.
2. Avoid Using Public Wi-Fi for Banking Actions: Public networks can sometimes be unsafe, making it easier for hackers to intercept your data. Always use a secure, private internet connection when checking your BVN or performing online banking transactions.
3. Log Out of Your OPay App on Shared Devices: If you are using someone else’s phone, make sure you log out immediately after checking your BVN to prevent unauthorized access to your account.
4. Enable Security Features on Your OPay App: Turn on app lock, fingerprint login, or two-factor authentication (2FA) in your phone to add an extra layer of protection.

By following the above tips, you’ll keep your BVN secure while still enjoying the convenience of digital banking.

Other Ways to Check Your BVN in Nigeria

If you cannot access your BVN on the OPay app, you can use the alternative methods; there are several other ways to retrieve it:

1. Through Your Bank’s Mobile App: Most Nigerian banks allow you to check your BVN once you log into their official mobile banking app. Simply navigate to the account information or profile section.
2. Using Your Bank’s USSD Code: Apart from the universal BVN code *565*0#, some banks have their own shortcodes for customers to check their BVN. Dial your bank’s specific USSD code from the number linked to your account.
3. Visiting a Physical Bank Branch: You can walk into any branch of your bank with a means of identification (such as your National ID, driver’s license, or voter’s card) and request your BVN.

These are the alternatives you can still use to retrieve your BVN even if you don’t have access to the OPay app or an internet connection.

See Also: How to Complain to Opay (7 Ways You Can Make a Complaint to Opay)

Final Thoughts

I hope with the above information, you know now exactly how to check BVN on your OPay app and how to check it by using USSD code *565*0#. OPay makes it easy to access many banking services. With the app and USSD code, you will never be stuck without your BVN.

FAQs About Checking BVN on OPay

1. Can I check my BVN on OPay without linking my bank account?
Yes, as long as your OPay account is verified and linked to your BVN.

2. Is it free to check BVN on OPay?
Yes, but using the USSD code comes with charges and a small fee.

3. Can I use OPay USSD to check BVN?
No, OPay does not have a BVN option in their USSD service, but you can use the universal USSD code *565*0#. See also: OPay USSD Code (2025 List of All OPay USSD Codes)

4. Can I link my BVN to OPay through the app?
Yes, when you create an account and during the account verification, you are required to link your BVN.