Looking for safe and reliable loan apps in Nigeria? Not all digital lenders are legitimate, which is why the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC) now regulate loan apps to protect borrowers. As of 2025, there are 322 fully approved loan apps and 42 conditionally approved loan apps, making a total of…
Loan Apps
Swift Naira Loan App: Download, Interest Rates, Review 2025
Loan apps have become one of the fastest ways to get emergency cash in Nigeria. Whether for school fees, medical bills, or business needs, many people turn to loan apps instead of traditional banks, which require collateral and long processing times. One of these lenders is the Swift Naira Loan App. It promises quick, collateral-free loans, but is it really…
Credit Moi Loan App: App Download, Review, Is It Legit?
Credit Moi Loan App, also known as TLoan, is one of the mobile lending platforms in Nigeria that offers instant personal loans online. It is designed to provide quick loan services, giving users access to amounts ranging from ₦3,000 up to ₦1,000,000 without collateral. According to the app description, loan tenors range from 91 days up to 365 days, and…
CashX Loan App Review, is CashX legit? App Download, Login and How to Apply
A lot of people are looking for quick and reliable loan apps. Recently, CashX has emerged as one of the latest loan apps in the market. The loan app was launched in October 2024 and is owned by CashXpress Nigeria Ltd. It offers instant loans without collateral or paperwork. You can get a loan of ₦3,000 to ₦300,000 within minutes.…
Swifund Loan App Review, Download, Alternative 2025
Loan apps have become one of the most popular ways for Nigerians to access quick credit without the long processes of traditional bank loans. Among the growing list of mobile lenders is the Swifund Loan App, a platform that promises instant personal loans. Swifund (also called Twaleloan and formerly Myloanplus) is one of the online loan apps in Nigeria. Swifund…
Okash Loan App Review (loan amount, interest rate, download, and it is legit)
Okash loan app is one of the Nigerian mobile micro-lending apps owned by Blue Ridge Microfinance Bank that allows users to apply for small personal loans online. You can download the app on the Android or iOS app store, create an account, fill out your personal and financial details, and then Okash will evaluate your application. When approved, you will…
How to Get a Loan from Moniepoint in 2025 (Moniepoint Loan Guides)
Moniepoint is one of the best fintech and licensed microfinance banks in Nigeria that offers digital banking services, including loans. It has become popular with merchants, small businesses, and POS agents that are seeking quick working capital. Moniepoint loan products are of two types; we have Moniepoint business loans and personal loans. Moniepoint Business Loan allows merchants to access funds…
Top Loan Apps Without Face Verification in Nigeria 2025
Loan apps without face verification are digital lenders that allow you to borrow money without taking a live selfie or doing a facial scan. These loan apps verify your identity through other means like your Bank Verification Number, National ID, and phone number. A loan app without face verification is the best option if you don’t want to take a…
Top 10 Loan App That Gives ₦50,000 Instantly in Nigeria 2025
Are you looking for a loan app that offers ₦50,000 instantly? Many loan apps in Nigeria offer loan amounts ranging from ₦5,000 to ₦10,000 to ₦20,000 for first-timers. Loan apps in Nigeria mostly offer loans less than 50,000; they usually give small amounts as a start, but it can be frustrating when you are in urgent need of a quick…
List of New Loan Apps in Nigeria 2025
New loan apps are recently launched platforms that provide fast personal or business loans to users. Most of these new loan apps are regulated or approved by the Central Bank of Nigeria (CBN) and other relevant agencies to ensure safety and compliance. But how can you find these new loan apps so you can try them out? That’s what this…