Loan Apps with Low Interest Rates: the only option we sometimes have is to seek loans, either from family and friends or from a loan app. But thankfully, guys, with the way Nigeria is going, we’ve reached a stage where we can now get loans from licensed loan companies without too much paperwork or collateral. As of September 2025, over…
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SunBay Credit Loan App: Review, Download, Is It Legit or Scam?
Are you considering taking a loan from SunBay Credit loan app? This new loan app has quickly gained attention with a 4.3-star rating on Google Play and hundreds of user reviews. It promises quick loans and flexible repayment options for both personal and business use. In this review, you will discover how SunBay Credit loan app works, loan amounts, interest…
Full list of Loan Apps Approved By CBN in Nigeria 2025
Looking for safe and reliable loan apps in Nigeria? Not all digital lenders are legitimate, which is why the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC) now regulate loan apps to protect borrowers. As of 2025, there are 322 fully approved loan apps and 42 conditionally approved loan apps, making a total of…
Credit Moi Loan App: App Download, Review, Is It Legit?
Credit Moi Loan App, also known as TLoan, is one of the mobile lending platforms in Nigeria that offers instant personal loans online. It is designed to provide quick loan services, giving users access to amounts ranging from ₦3,000 up to ₦1,000,000 without collateral. According to the app description, loan tenors range from 91 days up to 365 days, and…
CashX Loan App Review, is CashX legit? App Download, Login and How to Apply
A lot of people are looking for quick and reliable loan apps. Recently, CashX has emerged as one of the latest loan apps in the market. The loan app was launched in October 2024 and is owned by CashXpress Nigeria Ltd. It offers instant loans without collateral or paperwork. You can get a loan of ₦3,000 to ₦300,000 within minutes.…
Okash Loan App Review (loan amount, interest rate, download, and it is legit)
Okash loan app is one of the Nigerian mobile micro-lending apps owned by Blue Ridge Microfinance Bank that allows users to apply for small personal loans online. You can download the app on the Android or iOS app store, create an account, fill out your personal and financial details, and then Okash will evaluate your application. When approved, you will…
How Much Can You Borrow From OPay for the First Time?
Did you wonder, how much can I borrow from OPay for the first time? Many Nigerians hear about Opay offering up to ₦2 million, but the reality for first-time borrowers is often very different. Your first loan amount depends on more than just downloading the app—it’s tied to your profile and repayment history. So, how much can you borrow for…
How to Get a Loan from Moniepoint in 2025 (Moniepoint Loan Guides)
Moniepoint is one of the best fintech and licensed microfinance banks in Nigeria that offers digital banking services, including loans. It has become popular with merchants, small businesses, and POS agents that are seeking quick working capital. Moniepoint loan products are of two types; we have Moniepoint business loans and personal loans. Moniepoint Business Loan allows merchants to access funds…
Top Loan Apps Without Face Verification in Nigeria 2025
Loan apps without face verification are digital lenders that allow you to borrow money without taking a live selfie or doing a facial scan. These loan apps verify your identity through other means like your Bank Verification Number, National ID, and phone number. A loan app without face verification is the best option if you don’t want to take a…
How to Complain to Opay (7 Ways You Can Make a Complaint to Opay)
Did you need help in Opay, and you’re wondering, “How do I complain to Opay?” Maybe you have an issue, and you need a quick solution. In this guide, I’m going to show you exactly how to complain to Opay customer care, and how to contact them on their social media accounts, email addresses, Opay app, and even their physical…