Loan Apps with Low Interest Rates: the only option we sometimes have is to seek loans, either from family and friends or from a loan app. But thankfully, guys, with the way Nigeria is going, we’ve reached a stage where we can now get loans from licensed loan companies without too much paperwork or collateral. As of September 2025, over…
SunBay Credit Loan App: Review, Download, Is It Legit or Scam?
Are you considering taking a loan from SunBay Credit loan app? This new loan app has quickly gained attention with a 4.3-star rating on Google Play and hundreds of user reviews. It promises quick loans and flexible repayment options for both personal and business use. In this review, you will discover how SunBay Credit loan app works, loan amounts, interest…
Full list of Loan Apps Approved By CBN in Nigeria 2025
Looking for safe and reliable loan apps in Nigeria? Not all digital lenders are legitimate, which is why the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC) now regulate loan apps to protect borrowers. As of 2025, there are 322 fully approved loan apps and 42 conditionally approved loan apps, making a total of…
Swift Naira Loan App: Download, Interest Rates, Review 2025
Loan apps have become one of the fastest ways to get emergency cash in Nigeria. Whether for school fees, medical bills, or business needs, many people turn to loan apps instead of traditional banks, which require collateral and long processing times. One of these lenders is the Swift Naira Loan App. It promises quick, collateral-free loans, but is it really…
Credit Moi Loan App: App Download, Review, Is It Legit?
Credit Moi Loan App, also known as TLoan, is one of the mobile lending platforms in Nigeria that offers instant personal loans online. It is designed to provide quick loan services, giving users access to amounts ranging from ₦3,000 up to ₦1,000,000 without collateral. According to the app description, loan tenors range from 91 days up to 365 days, and…
CashX Loan App Review, is CashX legit? App Download, Login and How to Apply
A lot of people are looking for quick and reliable loan apps. Recently, CashX has emerged as one of the latest loan apps in the market. The loan app was launched in October 2024 and is owned by CashXpress Nigeria Ltd. It offers instant loans without collateral or paperwork. You can get a loan of ₦3,000 to ₦300,000 within minutes.…
Swifund Loan App Review, Download, Alternative 2025
Loan apps have become one of the most popular ways for Nigerians to access quick credit without the long processes of traditional bank loans. Among the growing list of mobile lenders is the Swifund Loan App, a platform that promises instant personal loans. Swifund (also called Twaleloan and formerly Myloanplus) is one of the online loan apps in Nigeria. Swifund…
Okash Loan Calculator
Okash Loan Calculator (2025) Estimate your Okash loan repayment, interest, and total amount due before applying. This tool helps you plan your Okash loan with ease. Select Calculator Type: Okash Repayment CalculatorOkash Interest Rate Calculator Loan Amount (₦): Interest Rate (% per month): Loan Tenure (months): Loan Amount (₦): Loan Tenure (months): Monthly Repayment (₦): Calculate Calculation Result Method used:…
Okash Loan App Review (loan amount, interest rate, download, and it is legit)
Okash loan app is one of the Nigerian mobile micro-lending apps owned by Blue Ridge Microfinance Bank that allows users to apply for small personal loans online. You can download the app on the Android or iOS app store, create an account, fill out your personal and financial details, and then Okash will evaluate your application. When approved, you will…
EaseMoni Loan App Review: Is EaseMoni Approved by CBN?
EaseMoni loan app (also called Easy Money Loan App) is one of the best loan apps in Nigeria that offers quick, collateral-free loans. Easemoni claims to offer loans from ₦3,000 up to ₦2,000,000 with tenures ranging from 91 to 365 days. Its interest rate ranges from 5–10% per month (roughly 60–120% APR), with no hidden fee in the whole process.…
